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DISCIPLINE 05 · DIGITAL BUSINESS

PAYMENT GATEWAY

Merchant onboarding and API integration for Razorpay, Cashfree, Stripe, and PayU supporting UPI QR, credit cards, debit cards, and automated settlements.

Instant UPI & Card Rails
Zero-Drop Webhook Architecture
Automated Daily Payout Sync
CUSTOM QUOTE

Get a tailored proposal based on your organization's specific operational parameters.

DIGITAL BUSINESS PRACTICE STATUTORY ENGAGEMENT DOSSIER
COMPLIANCE READY
OFFICIAL SERVICE DELIVERABLE

PAYMENT GATEWAY

03
Instant UPI & Card Rails
Zero-Drop Webhook Architecture
Automated Daily Payout Sync
Official Government Portal Submission VERIFIED
Supervised by Licensed Chartered Practitioners PAN-India Delivery
✦ 02 · SERVICE SCOPE & OVERVIEW

WHAT THIS SERVICE COVERS

Merchant onboarding and API integration for Razorpay, Cashfree, Stripe, and PayU supporting UPI QR, credit cards, debit cards, and automated settlements.

Instant UPI & Card Rails
Zero-Drop Webhook Architecture
Automated Daily Payout Sync
03 · COMPREHENSIVE EXECUTION CHECKLIST

WHAT WE HANDLE

Bimano Fintax assumes complete operational responsibility for Payment Gateway, managing government submissions, verification dossiers, and officer queries.

Commercial aggregator KYC verification and risk team liaison

PARAMETER 01 MANAGED

Backend API integration and secure signature validation

PARAMETER 02 MANAGED
04 · KEY DELIVERABLES & ARTIFACTS

KEY DELIVERABLES

Formal statutory certificates, regulatory filings, and audited artifacts generated during this engagement.

01

Merchant KYC Allotment

Approval from RBI-licensed payment aggregators.

02

API & Webhook Setup

Clean integration into website or mobile app.

03

Settlement Reconciliation

Configuring bank T+1 settlement triggers.

05 · HOW IT WORKS & EXECUTION ARCHITECTURE

HOW WE DELIVER THIS SERVICE

A systematic five-phase roadmap engineered for statutory accuracy, speed, and audit readiness.

01
DISCOVER

Requirement Assessment

Comprehensive evaluation of your business parameters, compliance standing, and eligibility for Payment Gateway Integration.

Verified Gateway
02
PREPARE

Document Dossier

Collecting, cross-verifying, and formatting required identity proofs, statutory authorizations, and commercial deeds.

Verified Gateway
03
SUBMIT

Statutory Portal Filing

Submitting electronic applications via government portals with verified DSC / E-sign and generating official ARN.

Verified Gateway
04
REVIEW

Department Scrutiny Liaison

Monitoring department processing stages, addressing jurisdictional queries, and clarifying officer clarifications.

Verified Gateway
05
COMPLETE

Allotment & Handover

Issuing government certificate, establishing statutory registers, and setting up future compliance alert calendars.

Verified Gateway
06 · DOCUMENTS & REQUIREMENTS

DOCUMENTS YOU MAY NEED

Have digital copies of these statutory records ready to expedite rapid portal processing.

PAN Card

Permanent Account Number of applicant entity, directors, or partners.

Identity & Address Proof

Aadhaar Card, Passport, or Voter ID with active mobile OTP linking.

Premises Proof

Electricity bill, property tax receipt, or registered rent agreement with owner NOC.

Bank Verification

Cancelled cheque leaf, bank statement, or passbook copy with IFSC and account name.

Charter Documents

Certificate of Incorporation, MOA & AOA charter, or Registered Partnership Deed.

✦ 08 · WHO THIS IS FOR & APPLICABILITY

WHO THIS IS FOR

The following entity profiles, leadership teams, and organizational stages require Payment Gateway:

01

Websites, schools, software vendors, and online merchants accepting digital customer payments.

Target Profile
✦ 09 · FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS

Essential clarifications regarding regulatory eligibility, turnaround time, and statutory obligations for Payment Gateway.

All major rails: UPI (Google Pay, PhonePe), Credit/Debit cards, Net Banking, and corporate wallets.
✦ 10 · COMPLEMENTARY ENGAGEMENTS

RELATED SERVICES

All DIGITAL BUSINESS Services
Web Dev

Website Development

High-performance responsive corporate portals and digital lead funnels.

CUSTOM QUOTE
Storefront

E-Commerce

Online storefronts with automated catalogue, inventory, and payment integration.

CUSTOM QUOTE
Institutions

School ERP

Unified cloud database for student records, academic grading, fee billing, and portals.

CUSTOM QUOTE
✦ DIRECT STATUTORY INITIATION

READY TO GET
STARTED?

Let Bimano Fintax help you move from requirement to execution on Payment Gateway. Our chartered team will prepare your dossier and file with zero delay.